MIRCS INSURANCE BROKERS
House No.28 Nalubutu Road, RhodesPark info@mircsinsurance.com

Office Address

  • House No.28 Nalubutu Road, RhodesPark
  • info@mircsinsurance.com
  • +260950080748

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Life Insurance

Individual and group life, funeral and medical cover that keeps your family, your employees or your organisation financially secure, whatever happens.

Life Insurance
Protect what matters most

A policy today. A promise kept tomorrow.

Life insurance is not about you. It is about the people who depend on you: a family that keeps its home, children who finish school, a workforce that is looked after with dignity.

MIRCS helps individuals, families and employers choose the right combination of life, funeral and medical cover, with clear explanations and premiums negotiated across several insurers.

Policies we place

Who it is for

Cover built around your life stage

Individuals & families

Life and funeral cover that pays out quickly, so the people you love are supported through the hardest weeks.

Employers & groups

Group life, funeral and medical schemes that attract and keep staff, with one renewal and simple monthly administration.

Travellers & professionals

Medical and travel cover for work trips, study abroad and holidays, arranged before you fly.

How it works

Covered in four simple steps

No forms to decode and no insurer jargon. You talk to one person at MIRCS who does the comparing, the negotiating and the chasing for you.

Life Insurance
Step 1

Tell us what you need

Call, WhatsApp or fill in the form. A broker responds within one working day.

Step 2

We compare the market

We obtain quotes from several licensed insurers and explain the differences in plain language.

Step 3

You choose, we place it

Pick the option that suits your budget. We handle the paperwork and issue your cover note.

Step 4

We stay with you

Renewal reminders, policy changes and claims are handled by your own account handler.

Good to know

Life insurance questions, answered

Still unsure? Ask a MIRCS broker directly – there is no charge for advice.

A life policy pays an agreed sum to your chosen beneficiaries if you pass away during the term of the policy. It replaces lost income, settles debts and covers immediate costs so your family is not left exposed.

Yourself, your spouse, children and parents can be covered on individual and family policies. Employers can cover all staff under a group scheme, usually without individual medical underwriting.

Individual cover is owned by you and follows you between jobs. Group cover is bought by an employer for its staff, is typically cheaper per person and often includes funeral benefits.

Not always. Many funeral and group policies are issued without an examination. Larger individual sums assured may require a short medical questionnaire or examination, which we arrange for you.

Funeral benefits are designed to pay within days once the required documents are submitted. Your MIRCS handler assists the family with the paperwork at that time.

Ready to get life cover in place?

Send us the basics today and we will come back with compared quotes within one working day.