Life insurance is not about you. It is about the people who depend on you: a family that keeps its home, children who finish school, a workforce that is looked after with dignity.
MIRCS helps individuals, families and employers choose the right combination of life, funeral and medical cover, with clear explanations and premiums negotiated across several insurers.
A life policy pays an agreed sum to your chosen beneficiaries if you pass away during the term of the policy. It replaces lost income, settles debts and covers immediate costs so your family is not left exposed.
Yourself, your spouse, children and parents can be covered on individual and family policies. Employers can cover all staff under a group scheme, usually without individual medical underwriting.
Individual cover is owned by you and follows you between jobs. Group cover is bought by an employer for its staff, is typically cheaper per person and often includes funeral benefits.
Not always. Many funeral and group policies are issued without an examination. Larger individual sums assured may require a short medical questionnaire or examination, which we arrange for you.
Funeral benefits are designed to pay within days once the required documents are submitted. Your MIRCS handler assists the family with the paperwork at that time.
Ready to get life cover in place?
Send us the basics today and we will come back with compared quotes within one working day.