House No.28 Nalubutu Road, RhodesPark
info@mircsinsurance.com
Protects the structure of your home, from roof to boundary wall, against fire, storms, floods, burglary and impact damage.
The House Owners policy is designed for private residential buildings: the structure itself and its permanent fixtures such as walls, ceilings, gates, garages and water tanks.
Whether it is the home you live in, a rental property or a house you are still building, MIRCS places cover that means an unexpected event is a setback, not a permanent loss.
Protect the family home and combine with contents cover for furniture, appliances and personal items.
Insure rental properties against damage, with optional loss-of-rent cover while repairs are carried out.
Portfolio cover for multiple units and estate infrastructure under one negotiated policy.
No forms to decode and no insurer jargon. You talk to one person at MIRCS who does the comparing, the negotiating and the chasing for you.
Call, WhatsApp or fill in the form. A broker responds within one working day.
We obtain quotes from several licensed insurers and explain the differences in plain language.
Pick the option that suits your budget. We handle the paperwork and issue your cover note.
Renewal reminders, policy changes and claims are handled by your own account handler.
Still unsure? Ask a MIRCS broker directly – there is no charge for advice.
The House Owners policy covers the building and permanent fixtures. Furniture, appliances and personal belongings are covered under a separate householders or contents policy, which we can arrange alongside.
Yes. Tell us the property is tenanted so the insurer records it correctly. Landlord extensions such as loss of rent can be added.
Typical exclusions include gradual wear and tear, poor maintenance, and damage from unapproved building work. We walk you through the wording before you sign.
Yes. Most clients combine house owners cover with contents, all-risk and motor policies under one renewal date for convenience and better pricing.
Send us the basics today and we will come back with compared quotes within one working day.
