MIRCS INSURANCE BROKERS
House No.28 Nalubutu Road, RhodesPark info@mircsinsurance.com

Office Address

  • House No.28 Nalubutu Road, RhodesPark
  • info@mircsinsurance.com
  • +260950080748

Facebook

Social List

One spark can destroy — the right cover can restore.

🔥 FIRE INSURANCE

Insure Against Fire Before It’s Too Late. Every year, thousands suffer avoidable loss from fire damage. With MIRCS Fire Insurance, you’re never left to face it alone. Let us help you protect what matters most — before it’s too late.

Don’t Let Fire Turn Everything to Ash

Protect your property, your business, and your future with reliable fire insurance that helps you rebuild when the unthinkable happens.

Fires are sudden, destructive, and costly — often striking without warning and leaving emotional and financial devastation behind. Our Fire Insurance Policy is designed to shield individuals, homeowners, and businesses from the financial burden of fire-related loss or damage.

Whether you’re protecting a home, warehouse, office, shop, or industrial facility, this policy covers you against fire, lightning, and explosion, offering the resources to recover, repair, or rebuild — without crippling your finances.

As one of our Non-Motor Insurance solutions, MIRCS ensures that you’re never alone in a crisis. We step in quickly, process claims transparently, and help you restore what took years to build.

What Does Fire Insurance Cover?

    • 🔥 Fire Damage – Covers destruction caused by uncontrolled fire, whether accidental or due to external sources.

    • Lightning Strike – Includes fire or structural damage caused by lightning.

    • 💥 Explosion – Covers losses resulting from explosions of domestic or industrial sources.

    • 🧯 Firefighting Expenses – Costs associated with extinguishing fires may be reimbursed under your plan.

    • 🏢 Buildings, Stock & Equipment – Insures buildings, contents, office fittings, stock-in-trade, and machinery.

    • 🚧 Temporary Relocation Costs – Optional cover to support business or home relocation during repairs

Fires Don’t Warn You — But We Prepare You

Rebuild stronger, recover faster, and rest easier with MIRCS Fire Insurance — your safety net when the heat is on.

Explore Our Fire Insurance Policy

At MIRCS Insurance Brokers, we don’t just provide insurance — we provide resilience and recovery. Our Fire Insurance Policy is tailored for individuals, homeowners, and businesses that want more than basic protection. We offer a proactive partnership, walking with you from risk evaluation to claims support.

With our deep understanding of local risk environments and years of industry experience, we ensure that your policy matches the reality on the ground — not just generic cover. Whether you’re protecting a family home or a commercial facility, our policy ensures that your physical property and peace of mind are both secured.

Need Help Choosing a Cover?

Speak with one of our motor insurance experts to find the plan that best fits your lifestyle.

FREQUENTLY ASKED QUESTIONS – FIRE INSURANCE

ask us
anything

Fire Insurance focuses specifically on damage caused by fire, lightning, or explosion. Property Insurance may include fire plus other risks like theft or floods. At MIRCS, we help you choose the best combination.

Yes, tenants can insure the contents they own or opt for liability coverage if required by landlords. Property owners should always insure the building structure itself.

Premiums depend on the value of the property, materials used in construction, type of occupancy, and additional risks like proximity to fire stations or flammable materials.

  • You’ll need a completed claim form, fire brigade report, photos of the damage, proof of ownership or valuation of affected assets, and a police report in certain cases. Our team guides you through each step.