Fires are sudden and rarely small. A shop, warehouse, office or home can be lost in an evening, along with the stock and equipment inside it.
MIRCS fire insurance is one of our core non-motor products. We assess the premises, place the risk with an insurer that understands local conditions and manage the claim so you can repair or rebuild without crippling your finances.
Fire insurance covers the specific perils of fire, lightning and explosion. A broader property policy adds storm, flood, burglary and other risks. We help you decide which combination suits your premises and budget.
Insurers look at the construction of the building, its use, the value insured, fire-protection measures and claims history. Better protection, such as extinguishers and alarms, usually lowers the premium.
A completed claim form, the fire brigade or police report, photographs, proof of ownership or value and repair quotations. Your MIRCS handler collects and submits these for you.
Ready to get fire cover in place?
Send us the basics today and we will come back with compared quotes within one working day.