House No.28 Nalubutu Road, RhodesPark
info@mircsinsurance.com
Laptops, cameras, tools, jewellery and other valuables covered wherever they go, against theft, loss or accidental damage.
Standard property policies protect items only at a fixed location. All-risk cover travels with you: the laptop at the café, the camera on a shoot, the tools on site.
MIRCS arranges all-risk policies for professionals, businesses and households, with you choosing exactly what to insure and for how much.
Laptops, phones, cameras and instruments that earn your living, protected on every job.
Tools, survey equipment and portable machinery covered on site, in transit and in storage.
Jewellery, watches and personal valuables covered at home and away, including on holiday.
No forms to decode and no insurer jargon. You talk to one person at MIRCS who does the comparing, the negotiating and the chasing for you.
Call, WhatsApp or fill in the form. A broker responds within one working day.
We obtain quotes from several licensed insurers and explain the differences in plain language.
Pick the option that suits your budget. We handle the paperwork and issue your cover note.
Renewal reminders, policy changes and claims are handled by your own account handler.
Still unsure? Ask a MIRCS broker directly – there is no charge for advice.
Property insurance covers named perils at a fixed address. All-risk covers a wider range of events, including accidental damage and loss, and applies wherever the item is.
Yes. You list the specific items and their values. Higher-value items are usually specified individually with proof of value.
Yes, within Zambia and, on most policies, worldwide for a set number of days per trip. Confirm the territorial limit with your handler before you travel.
Limits depend on the insurer and the item type. We can arrange higher limits for professional equipment and collections on request.
Send us the basics today and we will come back with compared quotes within one working day.
