House No.28 Nalubutu Road, RhodesPark
info@mircsinsurance.com
Comprehensive, third-party and fire & theft cover for private cars, commercial vehicles and fleets, placed with the insurer that offers you the best terms.
Third-party motor insurance is compulsory on Zambian roads, but the minimum cover leaves your own vehicle unprotected. An accident, a theft or a fire can cost more than the car is worth.
MIRCS places motor cover for individuals, companies and fleets. We match the policy to how the vehicle is used, negotiate the premium and, when something goes wrong, we lodge and chase the claim so you are back on the road quickly.
Damage to your own vehicle plus third-party damage, fire, theft and natural disasters. The right choice for new, financed or high-value vehicles.
Everything in Third-Party Only, plus your own vehicle if it is stolen or damaged by fire. A sensible middle ground for older vehicles.
The legal minimum. Covers injury or damage you cause to other people, their vehicles or property, but not repairs to your own car.
No forms to decode and no insurer jargon. You talk to one person at MIRCS who does the comparing, the negotiating and the chasing for you.
Call, WhatsApp or fill in the form. A broker responds within one working day.
We obtain quotes from several licensed insurers and explain the differences in plain language.
Pick the option that suits your budget. We handle the paperwork and issue your cover note.
Renewal reminders, policy changes and claims are handled by your own account handler.
Still unsure? Ask a MIRCS broker directly – there is no charge for advice.
Yes. At minimum, third-party insurance is required by law to drive on public roads. Driving without it can lead to fines, legal action or the vehicle being impounded.
Comprehensive cover pays for damage to your own vehicle as well as damage you cause to others, including fire, theft and certain natural events. Third-party only pays for the other party’s losses, never your own repairs.
Contact your MIRCS account handler by phone or WhatsApp as soon as it is safe to do so. We tell you exactly which documents and photographs are needed, submit the claim to the insurer and follow it through to settlement.
Yes. We arrange fleet policies for commercial vehicles, delivery vans, trucks and pool cars, with a single renewal date and consolidated reporting for your finance team.
Some policies can be extended for travel into neighbouring countries. Tell us your route before you travel and we will confirm the extension and any additional premium.
Send us the basics today and we will come back with compared quotes within one working day.
