House No.28 Nalubutu Road, RhodesPark
info@mircsinsurance.com
Drive with Confidence – We’ve Got You Covered
Motor insurance is more than just a legal requirement — it’s a financial safety net for your vehicle, your passengers, and yourself. Whether you’re driving to work, managing a fleet, or running errands, unexpected accidents, theft, or damage can happen at any time.
With motor insurance from MIRCS Insurance Brokers, you’re covered for those unexpected moments. We provide tailored protection to suit your driving habits, budget, and vehicle type — so you can focus on the road ahead while we handle the risk.
🚗 Accidents and collision repairs
🔥 Fire damage
🔓 Theft or attempted theft
👥 Damage or injury to third parties
💼 Legal liabilities
🚧 Damage from natural disasters (in certain policies)
This premium cover includes damage to your own car, third-party damage, fire, theft, accidental loss, and even natural disasters. It’s ideal for new or valuable vehicles and drivers seeking maximum protection.
This entry-level cover protects you against damages or injuries caused to other people, their vehicles, or property. It does not cover your own vehicle’s repairs — perfect for older vehicles or cost-conscious drivers.
All the features of Third-Party Only, plus cover for your own vehicle if it’s stolen or damaged by fire. It’s a great compromise between affordability and security.
Motor insurance typically covers damages to your vehicle, third-party liabilities, theft, fire, and personal injury, depending on the type of policy you choose. Comprehensive policies offer the most extensive protection, while Third-Party Only covers damage to others but not your vehicle.
Yes. At a minimum, Third-Party insurance is legally required to operate a vehicle on public roads in Zambia. Driving without it may result in fines, legal issues, or your vehicle being impounded.
Contact our claims team immediately through phone or email. We’ll guide you through the required documents, assess the damage, and process your claim swiftly. You can also start the process online for faster service.
Comprehensive: Covers both your vehicle and others in case of damage, theft, fire, or natural disasters.
Third-Party Only: Only covers damage or injury you cause to other people or their property.
Third-Party, Fire & Theft: A middle option that includes third-party liability plus protection if your car is stolen or damaged by fire.
